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Money Plan SOS

The no-debt approach to living a full life in a country addicted to credit cards, car loans, and an unrealized bondage to “building a good credit score”.

This show will make you think differently about the way we handle money - while also encouraging you to save and spend wisely.

This feed offers the 200 public releases of the Money Plan SOS podcast, plus bonus recordings never heard before on Apple Podcasts, Spotify or Google.

Enjoy! And pay attention - not interest!

The Money Plan SOS podcast was retired in December 2015, the month Steve and his wife paid off their mortgage!

  1. All Episodes
  2. 2012
  3. 05

Theoretical Budgets - The Big Budget Theory

May 25, 2012

#63: My theoretical budget spreadsheet shows you where the opportunities lie in your budget.

To download the spreadsheet, visit this original post at https://moneyplansos.com/sos063-a-theoretical-budget/

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Break-even Analysis for Lower Insurance and Higher Deductibles

May 17, 2012

#62: I used a "Break Even Formula" to see if refinancing our house would make sense when closing costs could be recovered by the interest saved on the loan.

A listener asked if they could use the same analysis to compare insurance and deductibles.

For more information, go to

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How to Make Your ID Harder To Steal

May 11, 2012

#61: Don’t make it easy for them!

Follow these 8 tips to make your identity harder to steal!

These steps can not guarantee your ID will never be stolen, but following these common-sense tips can help make your ID harder for someone to steal.

For a full list and show notes, visit

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To Invest or Not to Invest -- Isn't That The REAL Question?

May 2, 2012

#60: A listener sent in a question about investing while he's in debt. He makes a great case study for us to examine if there is a one-size-fits-all get-out-of-debt plan, or not?

To read his letter or learn more about investing while paying off debt, visit

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